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Nancy, Bess, and George find strange events happening when they visit Misty Lake. The meet Cecily Curtis, who seeks Nancy's help in solving two mysteries: one concerning Cecily's fiance, Niko Van Dyke, a popular singer who believes his record company is cheating him of royalty payments; the other, involving a family treasure hidden before the start of the Civil War--Cecily's only clue being half of a gold locket. Nancy's investigation leads to Pudding Stone Lodge and involves the sinister Driscoll family.